Credit Card (Green) Item Icon

Credit Card (Green)

⭐⭐ RARE ITEM
Effect: Gain +2% Luck each time you open a chest (applies for the current run).
📈 Long-Term Investment

Scales best when found early on chest-heavy routes—open more chests, get more Luck, see higher-tier rewards later.

🎨 Naming Note

“Green” refers to the card’s color, not item rarity. The item’s rarity is Rare (blue).

Rarity
Rare
Type
Item
Effect
+2% Luck / Chest
Stacks?
Yes (per chest; no known cap)

🧪 How Credit Card (Green) Works

Credit Card (Green) is a Rare passive Item. Every chest you open adds +2% Luck for the rest of that run. This applies to regular, free, and golden chests.

Mechanics Breakdown

🔬 Technical Note

The +2% Luck stacks additively with other Luck sources (e.g., Clover, tomes), enhancing your overall chance to see Rare/Epic/Legendary rewards.

Why Use It?

It’s a classic scale-now, snowball-later item. Early pickups can dramatically improve your item quality by mid-/late-game.

✓ Advantages

  • Strong long-term scaling
  • Significantly improves loot quality over time
  • Passive—no activation required
  • Great in full-clear/chest-farm routes

✗ Disadvantages

  • No immediate combat stats
  • Much weaker if found late
  • Relies on chest RNG

🔓 How to Unlock Credit Card (Green)

Unlock Requirement

Available by default.

  1. No Unlock Needed
    It’s in the base item pool from your first run.
  2. Find in chests or as rewards
    Appears at lower odds than commons due to its Rare tier.
💡 Pro Tip: See More Epics/Legendaries

Increasing overall Luck (e.g., Clover, Luck-focused tomes) improves the chance that higher-tier rewards are offered later in the run.

🔗 Best Synergies & Build Strategies

Core Synergy Items

Two levers make Green Card shine: more Luck and more chests.

Clover Item Icon ⭐⭐⭐⭐⭐ EXCELLENT

Clover

Flat Luck boost that multiplies the value of each +2% stack from opened chests.

⭐⭐⭐⭐ GOOD

Luck-focused Tomes

Persistent Luck increases during the run raise the average rarity of your offers, compounding Green Card’s payoff.

⭐⭐⭐⭐ GOOD

Key

Grants a chance to open chests for free—more chests opened overall means more +2% stacks for the same gold budget.

⚠️ Anti-Synergies (Situational)

❌ AVOID LATE

Picking It Very Late

Near the final stage, there’s no time for it to stack—combat stats usually outperform.

❌ SPEEDRUNS

Skip-Chest Routes

If you skip optional chests, Green Card won’t scale.

❓ Frequently Asked Questions

Q: How does Credit Card (Green) work in Megabonk?
Each time you open any chest (including free or golden), it adds +2% Luck for the rest of the run.
Q: Is the +2% Luck permanent forever?
No. It’s permanent for the current run only.
Q: What does Luck do?
Luck improves the odds of seeing higher-tier rewards from chests and upgrade choices during a run.
Q: How is it different from Credit Card (Red)?
Red Card adds +2.5% Damage per chest—more immediate power, less long-term loot scaling.
Q: Is Credit Card (Green) good?
Excellent if found early; mediocre when found late. Value tracks how many chests you can still open.

Master the Power of Luck in Megabonk

Ready to try a Luck-based build? Explore more advanced strategies.

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